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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Ken McLaughlin Insurance Services, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Ken McLaughlin Insurance Services who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Ken McLaughlin Insurance Services before making a decision.

Our Locations

Ken McLaughlin Insurance Services-Campbell

1566 La Pradera Dr. #7
Campbell, CA 95008
Main office: 408-364-1360
Fax: 408-374-0450

Ken McLaughlin Insurance Services-Oakland

6417 Sunnymere Ave
Oakland, CA 94605
Main office: 408-364-1360
Fax: 408-374-0450

Our Providers

Testimonials

Having Ken as an insurance agent is like making a new friend. His customer service is 'up close and personal.' A call to Ken is always answered proomptly. His help and expertise was invaluable when I started my small business and needed insurance beyond just a basic home policy. It's a comfort and a pleasure to do business with Ken McLaughlin Insurance. Maria Maze, Owner, Little Sky Lavender Farm

Deborah Olson & CJ Olson Cherries