Give us a call
408.364.1360

Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Ken McLaughlin Insurance Services, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Ken McLaughlin Insurance Services recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Ken McLaughlin Insurance Services today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Ken McLaughlin Insurance Services-Campbell

1566 La Pradera Dr. #7
Campbell, CA 95008
Main office: 408-364-1360
Fax: 408-374-0450

Ken McLaughlin Insurance Services-Oakland

6417 Sunnymere Ave
Oakland, CA 94605
Main office: 408-364-1360
Fax: 408-374-0450

Our Providers

Testimonials

Having Ken as an insurance agent is like making a new friend. His customer service is 'up close and personal.' A call to Ken is always answered proomptly. His help and expertise was invaluable when I started my small business and needed insurance beyond just a basic home policy. It's a comfort and a pleasure to do business with Ken McLaughlin Insurance. Maria Maze, Owner, Little Sky Lavender Farm

Deborah Olson & CJ Olson Cherries