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Traditional & Roth IRAs

Invest in Yourself for a Better Retirement.

A comfortable retirement is the achievement of a lifetime. It’s a way to reward your decades of hard work and financial planning with the assurance that you can relax and enjoy your golden years.

Ken McLaughlin Insurance Services is all about providing various options for your retirement needs. We realize that each individual has his or her own unique financial goals for the future, and it’s our job to help you get on the right path. That’s why we offer retirement plans like Individual Retirement Accounts, or IRAs, to turn your goals into a reality.

Types of IRAs

An IRA is an account in which individuals set aside money each year that builds over time. The two main types of IRAs are: Traditional IRAs and Roth IRAs.

Traditional IRAs are tax-deferred accounts where any contributions you make may be tax-deductible. Once you withdrawal from your account after age 59 1/2, your earnings are then taxed. You can use your funds to purchase stocks, bonds, and other types of investments.

Roth IRAs are similar to Traditional IRAs, except your contributions are not tax-deductible. Whenever you choose to withdrawal your earnings, you do not have to wait until age 50 1/2, and you are not taxed. You can also use your funds to purchase stocks, bonds, and other types of investments.

Other kinds of IRAs including Rollover IRAs, Inherited IRAs, and more are available based on your individual needs, and qualifications do apply.

At Ken McLaughlin Insurance Services, we’ll work with you one-on-one to assist you achieving your long-term financial goals. Contact one of our knowledgeable specialists today to learn more about how an IRA can help you realize your retirement dreams.

Our Locations

Ken McLaughlin Insurance Services-Campbell

1566 La Pradera Dr. #7
Campbell, CA 95008
Main office: 408-364-1360
Fax: 408-374-0450

Ken McLaughlin Insurance Services-Oakland

6417 Sunnymere Ave
Oakland, CA 94605
Main office: 408-364-1360
Fax: 408-374-0450

Our Providers

Testimonials

Having Ken as an insurance agent is like making a new friend. His customer service is 'up close and personal.' A call to Ken is always answered proomptly. His help and expertise was invaluable when I started my small business and needed insurance beyond just a basic home policy. It's a comfort and a pleasure to do business with Ken McLaughlin Insurance. Maria Maze, Owner, Little Sky Lavender Farm

Deborah Olson & CJ Olson Cherries