Homeowners Insurance

Homeowners Insurance Information

Home Insurance in Campbell and Oakland, CA and surrounding areas

The Right Coverages for you and your Family

Homeowners insurance protects homes and other structures, personal property, personal liability and other assets.  Whether you’re complying with the law or a lender and whether your home is a house, condo, apartment, or manufactured dwelling, you need homeowners insurance. 


At Ken McLaughlin Insurance Services, we know the risks that homeowners face and how to protect against these risks.   We provide consultative services that perfectly match your home insurance needs and budget with the right coverage.  We ensure that your protection is continuous and deliver ongoing education and support.  Our goal is to provide you with the greatest coverage at the lowest premiums.  Our promise is be friendly and efficient.  


What does a McLaughlin Homeowners Policy cover?


Homeowner policies are often broad and provide personal liability coverage.  Property coverage protects dwellings, standard belongings and some living expenses; the protection it provides is standardized.  Each homeowner policy must be customized to ensure proper protection and must be flexible and adaptive.  


Building codes and legal statutes change.  Expenses increase and exposures evolve.  As a result, replacement cost coverage is not always enough to protect you or keep you compliant.    


Each of our insurance plans includes general liability coverage and additional coverage.  


Our additional coverage options include: 


  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance


Selecting homeowners coverage can be difficult.  This is why it is important to speak with an insurance specialist before making selection decisions.  Our expert specialists help you understand your needs and how to match these needs with the right coverage, and they provide you with ongoing education and support.  


Why McLaughlin Insurance?

We have almost four decades of experience delivering homeowners insurance solutions.  This experience has helped us gain knowledge of common and uncommon insurance needs and of the communities we serve.  As a result, we can accurately and efficiently match homeowners’ risks with appropriate and affordable coverage.  


We take a consultative approach, which means that we work one-one with you to develop optimal coverage plans and touch base with you regularly to ensure that your policies are current and that your satisfaction is complete.  We are also available whenever you need us, whether it’s online, over the phone, or in person.  


We dedicate ourselves to providing gracious and efficient services.  This is reflected in every interaction you have with us.  


Ken McLaughlin Insurance Services is proud to provide home Insurance in Campbell, San Jose, Oakland, Santa Clara, Los Gatos, San Leandro, and surrounding areas in California.

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